Attention homeowners in Cape Girardeau and Cape Girardeau County: Need an appraisal?

The top 7 reasons why MO homeowners use Area Wide Appraisal Services, LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Cape Girardeau county or MO by determining the true market value of real estate in question

Need help deciding the value of your house in or near Cape Girardeau, MO?
Contact Area Wide Appraisal Services, LLC.

At Area Wide Appraisal Services, LLC, we understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Area Wide Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping customers just like you get rid of unnecessary PMI insurance.

Challenge Tax Assessment

If you live in a region that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Area Wide Appraisal Services, LLC is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An appraisal from Area Wide Appraisal Services, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Area Wide Appraisal Services, LLC can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.